If you registered with just a cell phone number, you are operating on a basic tier. By fully verifying your identity (linking your Colombian ID/Cédula and updating your data in the app), you may unlock higher transaction tiers.
Note: Limits may vary slightly over time. The most current values can be checked within the Nequi app under "Profile → Limits." nequi limit
The Nequi limit is defined as follows:
| Operation | Limit (Level 3 User) | | :--- | :--- | | | Up to 6,400,000 COP per transaction (counts toward monthly movement) | | Transfer to a non-Nequi bank account | Typically 6,400,000 COP per transaction | | Load cash at a partner store (e.g., Efecty, PagaTodo) | 1,500,000 COP per transaction / 3,000,000 COP per day | | Withdraw cash at a Bancolombia ATM | 600,000–1,200,000 COP per withdrawal (subject to ATM limits) | | Daily purchase via Nequi card / QR | Up to 6,400,000 COP | If you registered with just a cell phone
By default, when you register an account on the Nequi Colombia Platform, your profile operates as a low-balance deposit. This structure features strict statutory ceilings tied to the annual UVT adjustments. Nequi y DaviPlata tienen nuevos topes y reglas en 2026 The most current values can be checked within