"We are transitioning from a car manufacturer to a mobility provider," notes a senior strategist at VWFS. "If a customer wants a Golf for three months to commute, and then wants a T-Roc convertible for the summer, we facilitate that flexibility. We are becoming the interface for how people access mobility."
Perhaps the most undervalued asset of Volkswagen Financial Services is its mastery of data. VWFS possesses the most direct, intimate relationship with the customer. While the manufacturing division knows how to build the car, the financial services division knows the customer’s purchasing power, driving habits, loyalty trends, and payment reliability. financial services volkswagen
While the "new car" market sputters, VWFS has pivoted hard into . Gone are the days when your only choices were "buy" or "long-term lease." VWFS now offers monthly rolling subscriptions for Volkswagen, Cupra, and Škoda vehicles. "We are transitioning from a car manufacturer to
For investors, VWFS is the ultimate hedge. When new car sales fall, people hold onto their cars longer, extending leases and paying maintenance fees (often financed through VWFS). When sales rise, financing volume explodes. VWFS possesses the most direct, intimate relationship with
