Axis Debit Card -

3x EDGE points on dining/shopping and 5% movie ticket cashback.

While credit cards offer fraud liability, debit cards have a reputation for being riskier. Axis Bank has quietly built one of the industry’s most aggressive on-device and cloud-based security architectures. axis debit card

: Premium variants like Priority and Burgundy offer complimentary domestic and international lounge visits, typically requiring a minimum spend of ₹5,000 in the previous three months to qualify. Fees and Limits 3x EDGE points on dining/shopping and 5% movie

Most users believe a debit card is free. It is not. Axis employs a sophisticated revenue model: : Premium variants like Priority and Burgundy offer

| Feature | Axis (Burgundy) | HDFC (Millennia) | SBI (Global) | | --- | --- | --- | --- | | International Lounge Access | 8 visits/year | 4 visits/year | 2 visits/year | | Reward Rate (online spends) | 5 points per ₹200 (≈2% value) | 2.5% cashback | 0.25% value | | Dynamic CVV | Yes (select cards) | No | No | | UPI-linked rewards | Yes (RuPay) | Yes (RuPay) | Yes (RuPay) | | ATM withdrawal limit/day | ₹1 lakh | ₹50,000 | ₹40,000 |