Targeted at large enterprises with high-volume transactions and specialized requirements.

HDFC Bank is one of the leading private sector banks in India, offering a range of banking services, including current accounts. A current account is a type of bank account that is designed for businesses and individuals who require frequent transactions, such as deposits, withdrawals, and payments. While HDFC Bank offers a range of benefits with its current accounts, there are various charges associated with these accounts. In this article, we will provide a detailed breakdown of HDFC current account charges.

Often based on a multiple of the maintained balance or a fixed amount (e.g., ₹2 lakhs per month).

| Account Type | Average Monthly Balance (AMB) | Monthly Non-Maintenance Fee | |--------------|-------------------------------|-----------------------------| | | ₹10,000 (metro/urban) | ₹500 per month | | Premium Current Account | ₹25,000 – ₹50,000 | ₹750 – ₹1,500 | | Trade Current Account | ₹25,000 | ₹850 | | Max Current Account | ₹1,00,000 | ₹2,000 | | Women’s Current Account | ₹5,000 (select cities) | ₹300 |

While the features vary by account type, the charges associated with maintaining a current account generally fall into specific categories. Below is a detailed breakdown of the common charges, specific account variants, and the criteria for waiving these fees.

HDFC Bank allows a certain limit of free cash deposits and withdrawals each month.