For over a decade, (now rebranded as Klap) has served as a cornerstone of the Chilean financial ecosystem. By bridging the gap between traditional cash-based transactions and modern digital commerce, it has empowered millions of unbanked or underbanked individuals to participate in the global economy. The Evolution from Multicaja to Klap
This remains its bread and butter. For Chileans who prefer not to use banking apps or lack a bank account, Multicaja offers a physical point to pay electricity, water, internet, and credit card bills instantly with cash. multicaja